District 20 of Singapore comprises some of the most sought-after residential areas, including Ang Mo Kio, Bishan, and Thomson. These locales are not only well-connected but also offer a plethora of amenities that appeal to families, working professionals, and investors alike with the added advantage of close proximity to nature. With a surge in new condo and landed property developments, buyers have a plethora of options to choose from. I wrote this article to provide a CFA trained realtor’s perspective on the top condos and landed developments in District 20, along with essential tips for making a smart investment decision.
What’s so special about District 20: Ang Mo Kio, Bishan, and Thomson
District 20 boasts a perfect blend of urban convenience and tranquil living. Here’s what makes it stand out:
- Excellent connectivity via MRT stations (Mayflower, Brighthill) and expressways (SLE, CTE)
- Proximity to shopping malls, parks, schools, and healthcare facilities
- Lush green spaces like Bishan-Ang Mo Kio Park and Lower Pierce Reservoir Park
- Reputable educational institutions such as Ai Tong School and CHIJ St Nicholas within 1km
Top Condos in District 20: A Closer Look
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AMO Residence
- Located at Ang Mo Kio Avenue 1
- Developed by UOL Group, Singapore Land Group, and Kheng Leong
- Expected TOP in 2026 with over 370 units
- Unblocked views and modern amenities
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The Panorama
- Situated along Ang Mo Kio Ave 2
- Achieved TOP in 2019
- Current transactions at $1,7xx psf
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Other district 20 condos worth considering:
- Thomson Impressions
- Sky Vue
- Sky Habitat
- Bishan Loft
- Seasons Park
- Thomson Grand
- Centro Residences
- Bishan Point
Properties with High En Bloc Potential within District 20
For those interested in older condo properties, here are the top 10 streets in District 20 with high en bloc potential:
- Ang Mo Kio Avenue 1
- Ang Mo Kio Avenue 2
- Thomson Road
- Upper Thomson Road
- Sin Ming Avenue
- Bishan Street 11
- Bishan Street 12
- Shunfu Road
- Bright Hill Drive
- Mayflower Avenue
Factors to Consider When Buying a Property in District 20
To make an informed decision, consider the following factors:
- Proximity to MRT stations and schools
- Access to amenities like shopping centres and healthcare facilities
- Availability of green spaces and recreational facilities
- Future development plans in the area
- Property type (condo, EC, landed) and layout
- Developer’s track record and reputation
- Potential for capital appreciation and rental yield
Advantages of Investing in District 20 New Launch Properties
New launch properties in District 20 offer several advantages:
- Modern designs and layouts
- Smart home technologies and energy-efficient features
- Fresh 99-year leases for leasehold properties
- Potential for customization during construction
However, it’s essential to be aware of the waiting time for completion, possible construction delays, and reliance on floor plans and showflats when making a decision.
Financing and Due Diligence
Before making a purchase, familiarize yourself with the following financing considerations:
- Loan-to-Value (LTV) limits
- Total Debt Servicing Ratio (TDSR) requirements
- Additional Buyer’s Stamp Duty (ABSD) if applicable
- Progressive Payment Scheme for uncompleted properties
Conduct thorough due diligence by:
- Visiting the actual site location
- Researching the developer’s previous projects
- Consulting with real estate professionals
- Carefully reviewing the Sale and Purchase Agreement
Community Living and Property Management
When choosing a condo or landed property in District 20, consider the following aspects of community living and property management:
- Demographics and potential for community building
- Security features and smart home integration
- Maintenance fees and sinking fund contributions
- Quality of property management services
- Potential for future upgrades and enhancements
En Bloc Potential and Future Growth
Lastly, evaluate the en bloc potential and future growth prospects of the property:
- Freehold status and building age
- Gross plot ratio and redevelopment potential
- Impact of future MRT lines and infrastructure improvements
- Government policies affecting the property market
By considering these factors and following the tips provided, buyers can make a well-informed decision when investing in a condo or landed property in District 20 Ang Mo Kio.
Tips for Buying Property in District 20: Ang Mo Kio, Bishan, and Thomson
Understanding Leasehold Terms and Conditions
When buying property in District 20, it is essential to understand the leasehold terms and conditions. Properties in Singapore, particularly condos, are often sold on a leasehold basis, with typical lease periods ranging from 99 to 999 years. Understanding the lease terms helps buyers make informed decisions about the longevity and value of their investments.
Navigating the Condo Directory for Best Choices
Navigating the Singapore condo directory effectively can help buyers identify the best choices available. Detailed information on various condos, including their facilities, floor plans, and pricing, aids in making a well-rounded decision. Engaging with local property experts like me who specialize in District 20 can provide deeper insights and recommendations tailored to individual needs and preferences.
Comparing Prices and Investment Potential
Comparing prices and evaluating the investment potential are crucial steps in the property buying process. Conduct thorough market research to understand the current property trends in Ang Mo Kio, Bishan, and Thomson areas. Analyzing historical price trends, rental yields, and future development plans can provide a comprehensive understanding of the investment potential, ensuring a sound and profitable investment.
In conclusion, District 20 offers a diverse range of condominiums and landed properties that cater to various lifestyles and preferences. Ang Mo Kio, Bishan, and Thomson stand out as vibrant areas with excellent amenities and connectivity. If you’re keen to explore buying or selling a property in District 20, schedule an appointment with me, Jack Tan. I can provide you with tailored advice to help you get the most out of your property. As a licensed local housing agent, I’m here to ensure you have a seamless experience in this sought-after district.